Assumable 2.75 interest rate available for non-Veterans and Veterans allowing for nearly $1,000 savings per month VS market rates!! Upgrade your lifestyle in Valley Ranch - recognized as the 2025 Community of the Year by the Community Associations Institute San Antonio. 13322 Silky Rye is a 5-bedroom, 3.5-bath home offering nearly 2,700 square feet of well-designed living space. Built in 2020, this home features thoughtful upgrades beyond builder grade, including a water softener, cabinet hardware, updated lighting & fixtures, fresh interior paint, and enhanced landscaping with new mulch. The first floor showcases a modern open-concept kitchen and living area with a large island, half bath, and a spacious primary suite. Upstairs, you'll find a generous second living or flex space, three additional bedrooms, and a full bathroom. Exterior features include a covered back patio and a spacious backyard, perfect for relaxing or entertaining. The painted 2-car garage includes multiple bike racks for added functionality. Enjoy access to award-winning community amenities, including an Olympic lap pool, resort-style pool with play area and water slides, clubhouse, veranda, park/playground with splash pad, basketball and tennis courts, fishing pier, volleyball and soccer areas, and miles of walking and running trails. Don't miss your opportunity to experience both the home and the lifestyle. Schedule a tour today to take your next step towards Texas Homeownership!