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Dainelle Scott

Team Owner | Rise Property Group | Keller Williams Boerne | PLACE

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3900 Chisholm Trl , Salado, TX 76571
$500,000
Est. Payment: $2,541.44/mo
4 Bed
3.5 Bath
2766 Sqft
Status: active | Days on site: 209
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Dainelle Scott
Team Owner

House Description

One property. Endless possibilities. Whether you're looking for multigenerational living, a private guest retreat, a home office, or a fully permitted short-term rental to help offset your mortgage, this rare property offers the flexibility today's buyers have been searching for. With no HOA, an assumable loan, and room to customize, it's a home that adapts to your lifestyle while providing long-term value. The thoughtfully designed main home offers approximately 2,106 square feet with three bedrooms, two-and-a-half baths, soaring 10-foot ceilings, granite countertops, a gas fireplace, generous storage, and spacious dual primary closets. Major updates, including a roof replaced approximately two years ago, new gutters, a five-year-old HVAC system, and the included refrigerator, washer, and dryer, allow you to move in with confidence. The detached 660-square-foot guest house with its own private entrance, bedroom, and bath is what truly sets this property apart, offering endless possibilities as an income-producing rental, guest suite, home office, fitness studio, or creative space. A wine refrigerator is already in place, and the contractor-owner is willing to complete custom improvements before closing at wholesale pricing, including options such as a kitchenette, loft, or expanded shower. Outside, enjoy a new Trex deck overlooking the spacious fenced backyard, with additional acreage beyond the fence providing room to expand, garden, entertain, or simply enjoy the extra privacy. Located in the desirable Mill Creek community, you'll enjoy mature trees, scenic creek views, a welcoming clubhouse, and a private 27-hole golf course, all while maintaining the freedom that comes with no HOA. Back on the market due solely to buyer cold feet. No repairs were requested, and the septic inspection came back clean.

Highlights

Listed by Lindsey Hicks , 512-270-8586 Christie's Intl , 512-270-8586. Central Texas MLS

Property Type

Residential

Lot/Acreage
0.51

Year Built

1996

County

Bell

Neighborhood

The Highlands Of Mill Creek Se

School District

Salado ISD

Listing ID

601135

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:3.5
  • Full Bathrooms:3
  • 1/2 Bathrooms:1
Appliances:Dryer, Dishwasher, Electric Range, Oven, Range Hood, Washer, Some Electric Appliances, Built-In Oven, Cooktop, Microwave
Air Cond:Central Air,Electric
Fireplaces:Den
Floor:Laminate,Tile
Other:All Bedrooms Down,Breakfast Bar,Ceiling Fan(s),Double Vanity,Garden Tub/Roman Tub,Multiple Closets,Pull Down Attic Stairs,Separate Shower,Walk-In Closet(s),Kitchen Island,Pantry,Walk-In Pantry

Exterior Features

Roof:Composition,Shingle
Others:Deck,Porch,Private Yard,Rain Gutters
Sewer:Septic Tank
Parking Features:Attached,Circular Driveway,Garage,Garage Door Opener
Principal Interest
$2,541
Taxes
$319

Home Price

$500,000

Loan Details

30 yrs
6.55%

Down Payment

20%
$100,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,541.44

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,541.44 $318.75 $0.00 $2,860.19
Yearly $30,497.27 $3,825.00 $0.00 $34,322.27
Total $914,918.19 $114,750.00 $0.00 $1,029,668.19

Today's Rates

30 Year

6.55%

20 Year

6.29%

15 Year

5.96%

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Market insight data is pulled from the same city as the listing being viewed (Salado, TX).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Central Texas MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-05T12:04:36.000Z

© 2026 Central Texas MLS