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Dainelle Scott

Team Owner | Rise Property Group | Keller Williams Boerne | PLACE

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811 / 813 S Commerce St , Lockhart, TX 78644
$695,000
Est. Payment: $3,532.60/mo
3 Bed
2.5 Bath
2599 Sqft
Status: active | Days on site: 1
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Dainelle Scott
Team Owner

House Description

TURNKEY BUNGALOW + INCOME-PRODUCING GUEST HOME — steps from Downtown Lockhart! Welcome to 811 S. Commerce — a beautifully restored craftsman bungalow with a fully separate, tenant-occupied guest home already generating rental income. Talk about a rare find! The main home is pristine, top to bottom. Classic curb appeal greets you with slate-blue siding, a cheerful coral front door, a durable metal roof, and a deep covered front porch made for rocking chairs and evening breezes. Inside, 3 bedrooms and 2.5 baths are thoughtfully laid out — 2 bedrooms plus a 1.5 bath downstairs, and a private bedroom retreat with its own full bath upstairs. Wide-plank wood-look flooring flows through an open living and dining area, anchored by a show-stopping stacked-stone fireplace. The kitchen is a showpiece too, with a designer chevron tile accent wall, a stainless farmhouse sink, and stainless appliances. Bathrooms are crisp, white, and fully updated. Step out back to a covered deck strung with market lights, overlooking a huge shaded backyard with a storage shed — plenty of room to entertain, garden, or just unwind. A gated side yard adds rare parking for a boat, RV, or trailer. Then there's the guest home (813 S. Commerce) — 2 bedrooms, 1 bath, its own kitchen, its own driveway, and its own private backyard. It's currently tenant-occupied and cash-flowing from day one, making this the ultimate house-hack or investment add. No HOA. No detail overlooked. Just blocks from Lockhart's downtown shops, restaurants, and BBQ legends. Homes like this — move-in ready with built-in income — don't come around often.

Highlights

Listed by Elizabeth Schmidtberger , (210) 269-9940 TS Realty , (210) 269-9940. Central Texas MLS

Property Type

Residential

Lot/Acreage
0.28

Year Built

1920

County

Caldwell

School District

Lockhart ISD

Listing ID

621032

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2.5
  • Full Bathrooms:2
  • 1/2 Bathrooms:1
Appliances:Dishwasher, Electric Range, Disposal, Refrigerator, Range
Air Cond:Central Air
Fireplaces:Living Room
Floor:Wood
Other:Tub Shower,Kitchen/Family Room Combo,Kitchen/Dining Combo
Other:Public

Exterior Features

Roof:Composition,Shingle
Sewer:Public Sewer
Principal Interest
$3,533
Taxes
$443

Home Price

$695,000

Loan Details

30 yrs
6.55%

Down Payment

20%
$139,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,532.60

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,532.60 $443.06 $0.00 $3,975.66
Yearly $42,391.21 $5,316.75 $0.00 $47,707.96
Total $1,271,736.29 $159,502.50 $0.00 $1,431,238.79

Today's Rates

30 Year

6.55%

20 Year

6.29%

15 Year

5.96%

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Market insight data is pulled from the same city as the listing being viewed (Lockhart, TX).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Central Texas MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-05T09:45:37.000Z

© 2026 Central Texas MLS