PRICE IMPROVEMENT — NOW $295,500! VA ASSUMABLE LOAN AT AN INCREDIBLE 2.875% INTEREST RATE with a low down payment opportunity for qualified buyers! This is a rare opportunity to own a beautifully maintained 2021 home while potentially enjoying significant monthly mortgage savings compared with financing at today's rates. Welcome to 2607 Settlers Oak Drive in the desirable Hubbard Branch community and Belton ISD. This move-in-ready 4-bedroom, 2-bath home offers 2,037 square feet of thoughtfully designed open-concept living, perfect for everyday living and entertaining. The spacious living room features high ceilings, crown molding, and a cozy wood-burning fireplace. The kitchen is the heart of the home, featuring granite countertops, a large island with a breakfast bar, a walk-in pantry, and abundant cabinetry. The private primary suite offers a relaxing retreat with a jetted soaking tub, separate shower, double vanity, and walk-in closet. Enjoy outdoor living on the covered patio overlooking the fully fenced backyard, complete with an automatic sprinkler system and storage building. Additional features include a smart thermostat, owned alarm system, tile flooring throughout the main living areas, and a two-car attached garage. Additional highlights: • Smart thermostat • Automatic sprinkler system • Storage building • Fully fenced backyard Conveniently located just minutes from Fort Hood, I-14, shopping, dining, medical facilities, and schools, this home combines newer construction, desirable features, excellent condition, and an exceptional financing opportunity. At $295,500, the combination of a 4-bedroom floor plan, 2021 construction, desirable amenities, and a 2.875% VA assumable loan creates a compelling opportunity for qualified buyers. Opportunities to purchase a newer home with this type of financing advantage don't come along often. Schedule your private showing today and see the value for yourself!