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Dainelle Scott

Team Owner | Rise Property Group | Keller Williams Boerne | PLACE

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3940 Fm 470 , Bandera, TX 78003
$320,000
Est. Payment: $1,637.67/mo
0 Bed
0 Bath
0 Sqft
Status: active | Days on site: 1
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Dainelle Scott
Team Owner

House Description

There's a certain kind of quiet that settles over you the moment you pass through the gates of Winans Creek Ranch - one of the most highly sought-after communities in the Texas Hill Country, and for good reason. This 10-acre homesite is a rare find even within this exclusive community: a level tract shaded by mature trees, with views stretching in every direction, offering the kind of open sky and rolling hill country panorama that first drew people to this part of Texas. Picture your morning coffee on a porch that doesn't yet exist, looking out over land that's already ready for you - just a clean canvas with the hard work already done. And when it comes time to build, you're not boxed in by a ticking clock. With a 1,600 square foot minimum and no time-to-build requirement, you're free to design, plan, and build at whatever pace fits your life, bringing your own builder along for the journey. Getting to your future home is easy too, with the flexibility of a private entrance directly off the highway in addition to the community's main gated entrance - a small but meaningful convenience that sets this lot apart. Beyond the property line, Winans Creek Ranch itself is the kind of place people search years for. Paved private roads wind through the community behind a secure gated entrance, and residents share access to a beautiful creekfront park along Winans Creek, where you can wander down to the water, cast a line, or just sit and listen to it run. The land here is ag-exempt, helping keep property taxes low, and high-speed fiber-optic internet reaches even this far into the Hill Country - a rare and welcome amenity for acreage living. Deer, turkey, and dove move through the property regularly, a reminder of just how much wild, open country still surrounds you. And yet, none of it feels far from anywhere. Downtown Bandera is just five minutes away, with Medina, Kerrville, Boerne, and Fredericksburg all within easy reach, and San Antonio only about 45 minutes down the road. This is more than a lot for sale - it's an invitation to build a life at your own pace, in one of the Hill Country's most desirable settings.

Highlights

Listed by Ashley Pierce , (830) 796-5815 Homestead & Ranch Real Estate , (830) 796-5815. LERA MLS - Local Expertise Regional Access mls logo

Property Type

Vacant Land

Lot/Acreage
10

HOA Fee

695 Annually

County

Bandera

Area

3100

Neighborhood

Winans Creek Ranch

School District

Bandera Isd

Listing ID

2004994

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:0
  • Bathrooms:0
  • Full Bathrooms:

Exterior Features

Zoning:RESIDENTIAL
Principal Interest
$1,638
Taxes
$42
HOA
$695

Home Price

$320,000

Loan Details

30 yrs
6.616%

Down Payment

20%
$64,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,637.67

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,637.67 $41.55 $695.00 $2,374.22
Yearly $19,652.08 $498.55 $8,340.00 $28,490.63
Total $589,562.25 $14,956.50 $250,200.00 $854,718.75

Today's Rates

30 Year

6.62%

20 Year

6.41%

15 Year

5.98%

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Market insight data is pulled from the same city as the listing being viewed (Bandera, TX).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by the MLS.  The MLS may, at its discretion, require use of other disclaimers as necessary to protect participants and/or the MLS from liability.

IDX service by Blueroof 360

Data last updated: 2026-08-05T02:45:50.000Z

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