Is It a Good Time to Buy a House in Texas Right Now?

Texas has long been one of the most-searched real estate markets in the country. If you have been holding off, wondering whether the timing is finally right, here is what the data actually says heading into the second half of 2026.

What the Texas Market Looks Like Right Now

According to the Texas Real Estate Research Center at Texas A&M University, the Texas housing market ended 2025 on firmer footing than it began, posting moderately higher annual home sales than the year prior. Heading into 2026, the market opened with rising seller activity, elevated inventory levels, and persistent pricing pressure tied to affordability challenges. In plain terms: buyers have more choices, less competition, and more negotiating room than at any point in the past several years.

Statewide inventory reached approximately five months of supply in Q1 of 2026, up from 4.7 months in Q1 of 2025. Historically, five to six months of supply signals a calmer, more balanced market for buyers. Median home prices in Texas dipped just 0.8% from Q1 2025 to Q1 2026, according to data cited by Ramsey Solutions. Homes are taking longer to sell — averaging 80 days on market in Q1 2026, six more days than the same period last year.

Mortgage Rates in 2026

The 15-year fixed mortgage rate sat at approximately 5.64% as of the end of April 2026, down about 0.28% from the same time last year. While rates remain higher than the historic lows of 2020 and 2021, the gradual easing trend is positive news for buyers who have been waiting on the sidelines. Lower rates mean more buying power and lower monthly payments on the same purchase price.

What This Means for Buyers in the Texas Hill Country

For buyers looking specifically at the Boerne, Fair Oaks Ranch, and greater Kendall County area, the current market represents a genuine window of opportunity. Sellers in this region are more willing to negotiate, concession requests are more common, and the inventory of available homes is meaningfully higher than it was during the peak years of 2021 and 2022.

The San Antonio metro, which includes Boerne and Kendall County, recorded 7,357 closed sales in Q1 of 2026, making it one of the three most active markets in all of Texas. That activity reflects real demand, not a quiet or declining market. It reflects a market that is moving at a healthy, sustainable pace with real opportunities for prepared buyers.

Is Now the Right Time for You?

Timing the market perfectly is something even the most experienced economists do not attempt. What matters more than the macro market is your personal financial readiness: stable income, solid credit, down payment savings, and a long-term plan for the home. If those boxes are checked, the current Texas market offers more buyer-friendly conditions than it has in years.

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